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$3 million super tax explained What’s actually changing and who it affects Known to some as the ‘$3 million super tax’, new legislationeffective from 1 July 2026 will add an extra 15% tax on earnings attributableto the part of a member’s Total Super Balance (TSB) above $3 million, plus a further 10% (totalling 25% extra) … Read more
Economic update Market developments during July 2026 included: Market Summary Global share markets softened in July as weakness in US technology shares weighed on investor sentiment, while Australian shares outperformed after lagging many overseas markets in recent months. Renewed geopolitical tensions and higher oil prices added to inflation concerns, pushing government bond yields higher and … Read more
Handling market highs and lows What goes up, must come down. Market highs and lows are a normal part of the investment world but they can be hard to handle when it’s your money at stake. Market volatility Investment markets tend to move in cycles, from boom periods when assets rise in value and deliver … Read more
Protecting your money – Cybersecurity and scam awareness Your super and investment savings represent years of hard work for a secure future. Unfortunately, they can be a prime target for scammers, causing significant financial loss and emotional distress. Financial scams are on the rise and becoming more sophisticated, making them harder to detect. This article will … Read more
Carry forward concessional contributions If you’re looking for ways to potentially increase your retirement savings while reducing tax, carry forward concessional contributions could be a good option. Carry forward concessional contributions If you’ve had time out of work raising kids or for other lifestyle reasons, or you haven’t had the money to boost your super … Read more
How much super do I need to retire in Australia? The amount of super you need to support your retirement will depend on what kind of lifestyle you’re hoping to enjoy and how much income you’ll be earning in addition to your super savings. Income from the Age Pension, part-time work and other financial investments … Read more
Protecting retirement income from inflation The fall in inflation from multi decade highs is good news for the Australian economy. Many retirees are struggling to manage their cost of living because of the cumulative impact inflation has had on their financial position. Looking forward, retirees need a portfolio that is protected from inflation risks so … Read more